Make the outdoor space you want now, then pay over time with Acorn Financing
Hardscaping and outdoor living projects are a big upgrade, and they can be a bigger investment. OBEE Landscaping & Outdoor Design partners with Acorn Finance so homeowners can explore monthly payment options for qualifying projects, without putting plans on hold.
Acorn Finance is a lending marketplace that lets you pre-qualify in about 60 seconds with a soft credit inquiry and no impact to your credit score, then compare offers from multiple lenders.
Why financing can make sense for hardscaping and outdoor living
Financing is a good fit when you want to:
- Build the full project now instead of “piecemealing” it over multiple seasons
- Preserve savings for other priorities
- Choose the materials and layout you actually want, not just the minimum option
- Spread the cost out into predictable monthly payments
How Acorn Financing works
Here is the simple flow:
See your options
By answering a few questions, then Acorn matches you with lenders to consider.
Choose your loan
From a marketplace of offers and apply directly with the lender you prefer.
Start your project
Using approved funds, then repay the lender monthly.
Acorn’s network includes 30+ lenders, with potential terms up to 20 years, and funding as soon as 24 hours to one business day for qualified applicants.
How much can I finance?
Acorn’s lender network may extend loans from $1,000 up to $100,000 for qualified consumers.
Loan terms vary, and applicants with excellent credit may be eligible for extended repayment terms up to 240 months (20 years).
What projects can financing be used for?
Acorn states funds can be used for home improvement expenses, which can include many outdoor upgrades.
Common OBEE project types where financing is helpful include:
- Paver patios and walkways
- Retaining walls
- Fireplaces and firepits
- Outdoor kitchens
- Drainage-focused outdoor improvements tied to a larger project scope
Fees, credit, and other important notes
- No prepayment penalties are listed for Acorn’s lender network.
- For loans under $40,000, some lenders may charge an origination fee between 1 to 6%.
- Acorn states they use 256-bit SSL encryption for transmission of your information.
- Acorn indicates availability nationwide except Massachusetts.
Financing is offered through third-party lenders. Approval, rates, and terms depend on the lender and your qualifications.
Financing Frequently Asked Questions
Will checking my options affect my credit score?
Acorn states pre-qualification uses a soft credit inquiry with no impact to your credit score.
How fast can I get funds?
Acorn notes funding can be available as soon as within one business day for qualified applicants, and also references funding as soon as 24 hours.
Can I pay the loan off early?
Acorn states their lender network charges no penalties for early repayment.
Can I apply with a co-borrower?
Yes, Acorn says co-borrowers are allowed and can be added after the initial applicant submits information.
Do you offer in-house financing?
No. Financing is offered through Acorn Finance and its network of lenders. OBEE provides the project estimate and scope, and you choose whether financing is the right fit.
Pre-Qualify with Acorn Financing
If you are planning a larger hardscape or outdoor living project and want to explore monthly payment options, you can pre-qualify online through our Acorn link.
Contact OBEE Landscaping & Outdoor Design
Have questions about what your project might cost before you apply? Reach out and we will walk you through options and put together a clear estimate.
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